Whether you're a new driver in Georgia or have been rolling down the Peach State's roads for years, a good auto insurance policy is a necessity. After all, the roads here can get crowded. Our state has the ninth-highest number of registered drivers in the U.S. Having good auto coverage in place is crucial to making sure that an accident doesn't have to mean financial ruin.
At The Beck Agency, we have answers to all of your questions. Check out our online rating tool or give us a call at your convenience to learn more about your auto insurance options.
What Does State Law Say?
As in other states, auto insurance is required for all drivers in Georgia by law, as is vehicle registration. You need proof of valid auto coverage in order to register your car. In order to be deemed valid, your coverage must meet liability coverage minimums in the areas of property damage and personal injury (at least $25,000 in property damage coverage and at least $25,000 per person for personal injury / $50,000 per incident).
You may also have heard of "no-fault" driving laws. However, these are from some other states and do not apply in Georgia. Here, either one or more drivers involved in any given accident will be deemed "at fault" and will, therefore, be held financially liable for damages. While drivers with vehicles registered out-of-state are certainly welcome on Georgia roads and may use their own insurance coverage in an accident, "no-fault" laws do not follow across state lines. This is why it is so important to register your vehicle locally and update your insurance policy if you have recently moved to Georgia.
Get the Coverage You Need Today!
Don't risk it all by driving another day without coverage; we're here to help! At The Beck Agency, our goal is to match up every Georgia resident with the right auto insurance policy. We look forward to meeting you!