Boat\Watercraft Insurance

There's a lot of water to explore out around Alpharetta, GA, and a lot that can go wrong on a fishing trip. Not to mention a lot that can go wrong in the garage or the driveway, and your home insurance provider won't always cover damages to your boat.

Anyone who operates a boat in Georgia could probably tell you that you're going to need to register your boat, but you don't necessarily need insurance. Or at least, you are not legally required to carry insurance. But we carry insurance anyway, for two reasons:

  • 1. A boat is too big an investment to leave to chance. It's not enough to simply cross your fingers and hope for the best. Anything bigger than an inflatable raft is going to be a lot of money out of your pocket should something happen.
  • 2. The law can't tell you to carry insurance, but dock owners can. They're taking on a lot of liability in allowing boaters to dock at their property, so it stands to reason that they at least want you to carry liability in case you run into another boat.

It really comes down to peace of mind. When you go to work in the morning, you don't wring your hands about whether or not someone breaks into your home, because you have insurance. If something is stolen, it can be replaced. The same goes for boat insurance. If you're out here to relax and catch a few trout, that's a lot easier if you're not worried about paying for any damages out of pocket.

If you're ready to get covered in Alpharetta, GA, get in touch with us at The Beck Agency. At The Beck Agency, we compare several quotes from insurers covering Georgia to get you a good deal on a great boat insurance policy. So, call or drop by and let's see what we can do for you.